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Hala car insurance
Better cover, instant claims
No blah blah.

Hala is all about car insurance that fits your lifestyle. You and your family can feel better about driving, knowing that you have insured your car with the best protection there is in the UAE. Super fast claims approval, 24/7 roadside assistance and a dedicated concierge team is what makes Hala stand out.

Get a Free Quote
Rated 4.9 stars on Google

All online, all the time

  • File claims online in three minutes
  • Real time claim updates
  • 24/7 online claim support

Instant insurance

  • Flexible car insurance
  • Interactive dashboard
  • 24/7 emergency support

Clear, fair prices

  • No paperwork
  • No hidden costs
  • Unbeatable rates

Instant claims

  • We pay out 99% of claims
  • 91% of repairs are pre-approved
  • A-rated premium garages
Join 50,000+ people who got a Hala car insurance quote
Get a Free Car Insurance Quote
Different covers for different lifestyles

Types of Car Insurance

Third Party
Insurance

Get on the road hassle-free in less than five minutes. Costing you less than 1.25 AED per day, our third party car insurance is the ultimate value for money.

Learn more

Comprehensive
Insurance

Stay protected with our full-coverage insurance. Our comprehensive car insurance covers you, your car and others with repairs in the UAE’s best garage network.

Learn more

Agency
Insurance

Get your car repaired at the dealership with original spare parts. You, your car and others are all covered, so you can enjoy maximum peace of mind.

Learn more
Getting the best online car insurance is more
affordable than you think
Get Car Insurance
We make insurance 10x easier

Get covered anytime, anywhere

Step 1
Choose your
car insurance plan
Step 2
Confirm your details
and pay
Step 3
You are covered.
Seriously, it's that simple!
Car insurance covers that give you peace of mind on the road

What is covered in each plan?

From AED 375/yr
Third partyTpl
From AED 650/yr
ComprehensiveComp
From AED 1,450/yr
AgencyAgency
Agency Repairs
Off Road Cover (SUVs only)
Oman Cover (Own Damage Only)
Own Damage Cover
Fire & Theft Cover
Storm, Flood, Riot & Strike
Total Loss of Your Car
Windscreen Damage Cover
Loss of Personal Belongings
Lock Out Service
Airport Pick-up and Drop-off
International Driving Licence
Personal Accident Benefits
(Driver/Passengers)
Ambulance Service
Bodily Injury of Other People
Damage of Other People's Property
Roadside Assistance
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All these benefits when you buy any policy from Hala

Worth AED 150
Battery Boost
Service
Worth AED 200
Car Registration
Service
Worth AED 250
Flat Tyre
Service
Worth AED 300
24/7 Breakdown
Service
Worth AED 300
Emergency Fuel
Service
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Instant, affordable and flexible? Check, check and check.

Get a Free Car Insurance Quote
Rated 4.9 stars on Google
Submit claims through Hala

Track your car’s repair, online!

  • Log in to your account
  • Tell us what happened
  • Sit back and relax
File a Claim

FAQ – Filing Claims

How can I file a car insurance claim?

You can quickly file a claim on joinhala.com/claims or send us an email at claims@joinhala.com.

If you need to speak to one of our dedicated claims advisors, please call 04 215 6762 and someone will help you out.

To file a claim, just submit the following documents along with your claim form:

  • Copy of Emirates ID
  • Copy of driving licence
  • Copy of registration card (or Mulkia)
  • Police report
  • Photos of your car

Yes, absolutely! If you have Hire Car Benefits included in your insurance policy, we'll offer you a replacement car for a week.

If you've purchased your Hala car insurance before March 1, 2022, please email us at support@joinhala.com for your detailed policy inclusions.

We make sure your car is only repaired at top-quality, premium garages:

  • PAL Auto Garage (Dubai)
  • Carfare Auto Workshop Service (Dubai)
  • Al Emad Auto Workshop (Dubai)
  • Aarya Auto Repairs (Abu Dhabi)
  • AG Cars (Abu Dhabi)

Click here to view the complete list of premium garages that we use for repairs.

If you've purchased your Hala Car Insurance before March 1, 2022, please email us at support@joinhala.com to learn more about your policy inclusions.

Trusted by thousands of busy people just like you

Find out why we’re one of the best car insurance companies in the UAE

I got onboarded in the smoothest of ways. Keep doing what you’re doing guys!

Thomas M.

Being relatively new to the UAE, I wasn't sure which company to go with, but I am so relieved I chose Hala!

Divya M.

I have new insurance for my car that was more than 15% cheaper than the one I had last year!

Nadim R.

I like the way they handle the insurance process, quick and on budget.

Hussein Q.

Easy to renew, easy to deal with, very transparent and clear service.

Bassem S.

Will definitely recommend you to my friends & family and I really wish you guys all the best 🙂.

Sultan A.

The turn around time was superior with accurate attention to detail. Will highly recommend it.

May A.

Hala helped me to get the best insurance for my car. It was easy and very quick. Saved me time!

Zayan Q.

Excellent service. The agents were kind and patient enough to assist me and answer all my queries. Thank you

Roshan R.

Dealt with Hala. Great service and quick response. They were perfect and provided everything I needed. Thanks.

Jalal F.

Very fast response, easy docs upload, easy payments, very responsive staff especially. Highly recommended!

Alla B.

Good experience! I was able to get everything sorted with great ease. The team was very helpful.

Hamza A.

Much recommended! Insane rates and great customer service. Guaranteed to save you time and money;one of the best!

Sara A.

Very professional and responsive. To Hala Insurance, keep up the good work attitude. Thank you for your help.

Charles V.

Hala agents gave me good time to understand the benefits of my insurance I really appreciate his service. Thank you Hala

Muhammed R.

Easy to renew, easy to add vehicles to the insurance, easy to deal with, very transparent and clear service.

Mounir S.

Got my insurance in less than 30mins. User friendly web app, attractive prices and great customer service.

Yousif D.

It's was very smooth transaction. Thank you to Hala for assisting us all through out the process.

Zepa T.

Hala is very helpful. The insurance application process is very smooth and hassle free. Thank you.

Tuhpe D.

Instant response and so far best rate in market. Clarity in what they offer.

Nihal N.

Excellent and professional customer service by Hala. Quick response and up to promises.

Sarah K.

I got onboarded in the smoothest of ways. Keep doing what you’re doing guys!

Thomas M.

Being relatively new to the UAE, I wasn't sure which company to go with, but I am so relieved I chose Hala!

Divya M.

I have new insurance for my car that was more than 15% cheaper than the one I had last year!

Nadim R.

I like the way they handle the insurance process, quick and on budget.

Hussein Q.

Easy to renew, easy to deal with, very transparent and clear service.

Bassem S.

Will definitely recommend you to my friends & family and I really wish you guys all the best 🙂.

Sultan A.

The turn around time was superior with accurate attention to detail. Will highly recommend it.

May A.

Hala helped me to get the best insurance for my car. It was easy and very quick. Saved me time!

Zayan Q.

Excellent service. The agents were kind and patient enough to assist me and answer all my queries. Thank you

Roshan R.

Dealt with Hala. Great service and quick response. They were perfect and provided everything I needed. Thanks.

Jalal F.

Very fast response, easy docs upload, easy payments, very responsive staff especially. Highly recommended!

Alla B.

Good experience! I was able to get everything sorted with great ease. The team was very helpful.

Hamza A.

Much recommended! Insane rates and great customer service. Guaranteed to save you time and money;one of the best!

Sara A.

Very professional and responsive. To Hala Insurance, keep up the good work attitude. Thank you for your help.

Charles V.

Hala agents gave me good time to understand the benefits of my insurance I really appreciate his service. Thank you Hala

Muhammed R.

Easy to renew, easy to add vehicles to the insurance, easy to deal with, very transparent and clear service.

Mounir S.

Got my insurance in less than 30mins. User friendly web app, attractive prices and great customer service.

Yousif D.

It's was very smooth transaction. Thank you to Hala for assisting us all through out the process.

Zepa T.

Hala is very helpful. The insurance application process is very smooth and hassle free. Thank you.

Tuhpe D.

Instant response and so far best rate in market. Clarity in what they offer.

Nihal N.

Excellent and professional customer service by Hala. Quick response and up to promises.

Sarah K.

I got onboarded in the smoothest of ways. Keep doing what you’re doing guys!

Thomas M.

Being relatively new to the UAE, I wasn't sure which company to go with, but I am so relieved I chose Hala!

Divya M.

I have new insurance for my car that was more than 15% cheaper than the one I had last year!

Nadim R.

I like the way they handle the insurance process, quick and on budget.

Hussein Q.

Easy to renew, easy to deal with, very transparent and clear service.

Bassem S.

Will definitely recommend you to my friends & family and I really wish you guys all the best 🙂.

Sultan A.

The turn around time was superior with accurate attention to detail. Will highly recommend it.

May A.

Hala helped me to get the best insurance for my car. It was easy and very quick. Saved me time!

Zayan Q.

Excellent service. The agents were kind and patient enough to assist me and answer all my queries. Thank you

Roshan R.

Dealt with Hala. Great service and quick response. They were perfect and provided everything I needed. Thanks.

Jalal F.

Very fast response, easy docs upload, easy payments, very responsive staff especially. Highly recommended!

Alla B.

Good experience! I was able to get everything sorted with great ease. The team was very helpful.

Hamza A.

Much recommended! Insane rates and great customer service. Guaranteed to save you time and money;one of the best!

Sara A.

Very professional and responsive. To Hala Insurance, keep up the good work attitude. Thank you for your help.

Charles V.

Hala agents gave me good time to understand the benefits of my insurance I really appreciate his service. Thank you Hala

Muhammed R.

Easy to renew, easy to add vehicles to the insurance, easy to deal with, very transparent and clear service.

Mounir S.

Got my insurance in less than 30mins. User friendly web app, attractive prices and great customer service.

Yousif D.

It's was very smooth transaction. Thank you to Hala for assisting us all through out the process.

Zepa T.

Hala is very helpful. The insurance application process is very smooth and hassle free. Thank you.

Tuhpe D.

Instant response and so far best rate in market. Clarity in what they offer.

Nihal N.

Excellent and professional customer service by Hala. Quick response and up to promises.

Sarah K.
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Already insured? Switching is easy!

Ready to switch to Hala car insurance? Just sign up and get a quote from us. Our agents will then help you move to Hala and cancel your existing insurance.
Your Hala car insurance will come into effect on the day that your previous policy expires. You can then start enjoying the benefits of the UAE’s best online car insurance!
Ready to switch to Hala car insurance? Just sign up and get a quote from us. Our agents will then help you move to Hala and cancel your existing insurance.
Your Hala car insurance will come into effect on the day that your previous policy expires. You can then start enjoying the benefits of the UAE’s best online car insurance!
  • Contact an agent
  • Sit back and relax
  • Your new car insurance will come into effect the day your old insurance expires
Connect with an agent now
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Give your car more for less

Car Insurance Add-Ons

Battery Boost Service

Even if your car battery decides to give up on you, we won't. Call us on 8004101 to help you boost your battery and get back on the road in no time.

Car Registration Service

To help you cross one more thing off your busy schedule, we'll facilitate the pick-up and drop-off of your car for vehicle registration and renewal.

Lock Out Service

We know what it's like to lose your only key and we'd hate to see you struggle to find it. Call us on 8004101 for our lock out service.

Flat Tyres Service

Never drive on a flat tyre! Get your spare tyre ready and we'll come to your car's location to replace it.

24/7 Breakdown Service

No matter when or where, we're always available to help you if your car breaks down in the UAE. Call us on 8004101 so we can send a tow truck to your car's location.

Ambulance Service

We'll cover the ambulance charges if there is an emergency caused by a car accident.

Emergency Fuel Service

If your car ever runs out of fuel, call 8004101 and we'll help you refuel your car.

Airport Pick-up and Drop-off

Free airport pick-up and drop-off concierge service worth AED 250.

Get Your Free Quote

FAQ - Car Insurance

What does Hala third party liability car insurance cover?

As the most basic type of car insurance, third party liability only covers damage to other people or their property. So, if you're at fault in a car accident, we'll cover the following:

  • Damages to the property of others, up to AED 2 million
  • Hospital charges for bodily injury to others, without any limit
  • Death or disability caused to others, up to AED 200,000 per person

We also offer 'Personal Accident Benefit' with every third party car insurance policy free of cost. So, if you cause a car accident, you and your passengers will also be protected for the following:

  • Hospital charges for bodily injury, up to AED 200,000 per person
  • Death or diasbility, up to AED 200,000 per person

Our Comprehensive car insurance policy is designed to give you complete peace of mind. If you cause a car accident, we'll cover the cost of your car's repairs, in addition to the other party's car.

We'll also cover damages due to storms, floods, riots, strikes, fires and theft, to name a few, as well as total loss of your car.

Stuck in the middle of the desert? Or dealing with a dead car battery? Our 24/7 Roadside Assistance Service has your back in all situations. If your car has broken down anywhere within the UAE, you can call 8004101 to make use of the following services:

  • Vehicle towing
  • Battery boost service
  • Off-road assistance
  • Flat tyre service
  • Lock out service
  • Complimentary car registration

Please refer to your insurance policy for the complete list of services available to you.

We make sure your car is only repaired at top-quality, premium garages:

  • PAL Auto Garage (Dubai)
  • Carfare Auto Workshop Service (Dubai)
  • Al Emad Auto Workshop (Dubai)
  • Aarya Auto Repairs (Abu Dhabi)
  • AG Cars (Abu Dhabi)

Click here to view the complete list of premium garages that we use for repairs.

If you've purchased your Hala Car Insurance before March 1, 2022, please email us at support@joinhala.com to learn more about your policy inclusions.

Car Loan Calculator

Set up your car loan

Car Price:
AED
200,000
Deposit:
AED
50,000 / 25%
Interest Rate:
3.65%
Loan Term:
3 years

Your Monthly Payment is:

0 AED/Mo

You’re borrowing AED 150,000 over 3 years at 3.65% interest with a total loan cost of AED 0

Ready to insure your dream car?

We've got you covered! Find out how much you can save with Hala car insurance.

Check out the best price here

FAQ – Car Loan Calculator

What is an EMI?
Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan.
EMI can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest, and N = Number of monthly installments. However, you can use our EMI calculator to do it for you in seconds!
This may vary as some financers may insure your loan. In case they don’t, we suggest that you take out your own insurance in the event that you're unable to repay your loan.
Yes, the EMI that must be paid will depend on the repayment tenure that you have selected. The EMI will be lower in case the tenure is longer.
You’d need the following documents:
  • Signed AECB form
  • Passport & visa copy
  • Emirates ID
  • Valid quotation
  • Driving licence
  • Salaried individuals: Salary certificate and bank statements
  • Self-employed individuals: Trade licence and bank statements
  • Companies: Trade licence and bank statements
Down payment is mandatory for all Auto Loans. However, down payment support can be extended through different banks’ credit plans depending on their discretion.
  • RAKBANK Auto Loan
  • Mashreq Car Loan
  • Commercial Bank of Dubai Car Loan
  • United Arab Bank Auto Loan
  • Arab Bank Auto Loan
  • Emirates Islamic Auto Finance
  • Al Hilal Bank Vehicle Finance
  • Noor Bank Auto Finance
  • Emirates NBD Auto Loans
  • NBF Auto Loan
  • SIB Car Finance
  • HSBC Car Loan
  • ADCB Car Finance
  • Dubai Islamic Bank Car Finance
  • ADIB Car Finance
  • Ajman Bank Car Loan
  • FAB Car Finance
You must be at least 21 years of age to apply for a loan. Further, minimum salary requirements vary from bank to bank but generally start around AED 3,000-5,000.

Give AED 100, Get AED 100

Every time you refer a friend and they buy a car insurance policy from Hala,
you both get a gift voucher worth up to 100 AED

Learn more

How it works

Share your referral link

Tell your friends and family about Hala by sharing your unique link with them.

They buy a policy

Your friend uses your link to purchase a car insurance policy.

You both get a gift card

Once their policy is issued you both get a gift card worth up to 100 AED.

UAE Car Insurance Guide

Get to know the ins and outs of car insurance in the UAE

What is the Difference Between Agency Repair and Garage Repair?

When you are looking to buy car insurance for your car, ‘Agency Repair’ and ‘Garage Repair’ are […]

Read more
Is my Car Eligible for Agency Repair?

Once you have bought your comprehensive car insurance, you need to know – what kind of service […]

Read more
What is Total Loss? How is it calculated?

Let’s face it. Accidents can be terrifying. You go through a tremendous amount of stress physically and mentally […]

Read more
Tesla Car Insurance: Here’s Everything You Need to Know

Owning a self-driving spaceship has its perks; When you own a Tesla in the UAE, you never have to pay for […]

Read more
Top ways to save money on your car insurance in UAE

A car insurance is an investment. Pick the right one and it can not only protect your car but also […]

Read more
Car Insurance: How to buy a policy online in the UAE

Our attitude towards car insurance has shifted as a result of the pandemic. It has not only raised […]

Read more
What is the Difference Between Agency Repair and Garage Repair?

When you are looking to buy car insurance for your car, ‘Agency Repair’ and ‘Garage Repair’ are […]

Read more
Is my Car Eligible for Agency Repair?

Once you have bought your comprehensive car insurance, you need to know – what kind of service […]

Read more
What is Total Loss? How is it calculated?

Let’s face it. Accidents can be terrifying. You go through a tremendous amount of stress physically and mentally […]

Read more
Tesla Car Insurance: Here’s Everything You Need to Know

Owning a self-driving spaceship has its perks; When you own a Tesla in the UAE, you never have to pay for […]

Read more
Top ways to save money on your car insurance in UAE

A car insurance is an investment. Pick the right one and it can not only protect your car but also […]

Read more
Car Insurance: How to buy a policy online in the UAE

Our attitude towards car insurance has shifted as a result of the pandemic. It has not only raised […]

Read more
What is the Difference Between Agency Repair and Garage Repair?

When you are looking to buy car insurance for your car, ‘Agency Repair’ and ‘Garage Repair’ are […]

Read more
Is my Car Eligible for Agency Repair?

Once you have bought your comprehensive car insurance, you need to know – what kind of service […]

Read more
What is Total Loss? How is it calculated?

Let’s face it. Accidents can be terrifying. You go through a tremendous amount of stress physically and mentally […]

Read more
Tesla Car Insurance: Here’s Everything You Need to Know

Owning a self-driving spaceship has its perks; When you own a Tesla in the UAE, you never have to pay for […]

Read more
Top ways to save money on your car insurance in UAE

A car insurance is an investment. Pick the right one and it can not only protect your car but also […]

Read more
Car Insurance: How to buy a policy online in the UAE

Our attitude towards car insurance has shifted as a result of the pandemic. It has not only raised […]

Read more

Why Choose Hala Car Insurance?

We were picked the best Insurtech of the year. Here's why.

  • Zero hidden fees, ever.
  • File and approve claims online, anywhere, anytime.
  • Customer service by real people, 7 days a week.
  • Backed by an A-rated insurance carrier.
  • Licensed insurance agency by the UAE Central Bank.
  • Bank-grade security.
  • Everything is backed up on the cloud.
  • Hundreds of 5-star reviews.
  • Best cover in town, hands down.
  • Transparent car insurance cover, in plain English.

The Hala Guide to UAE Living

Your guide to insurance, car maintenance, driving tips, home improvement and life in the UAE

4 Common Scams In The UAE To Be Aware Of

It’s 6.30pm and Ahmed is on his way home from work when he gets a call that is about to change his […]

Read more
The eternal dilemma: Should I rent or buy a car?

So, you’ve saved up some money or maybe even got a bonus. You’re now in the market to buy a car […]

Read more
How to renew your car registration in UAE?

Are you thinking about renewing your car registration? Well, there’s good news. As a car owner you […]

Read more
5 thing you should never do to your car

A study of 2000 American car owners revealed that the bond shared by owners and their cars is unbreakable […]

Read more
Renting a car 101: 10 Tips on renting a car in Dubai

Dubai, the UAE’s most populous city, is brimming with aesthetic sites that might brighten your holiday […]

Read more
Hike in UAE fuel prices: Save fuel & money with these tips

It was 8pm on the last day of the month. Instead of heading out to celebrate, Ayesha queued up at the […]

Read more
4 Common Scams In The UAE To Be Aware Of

It’s 6.30pm and Ahmed is on his way home from work when he gets a call that is about to change his […]

Read more
The eternal dilemma: Should I rent or buy a car?

So, you’ve saved up some money or maybe even got a bonus. You’re now in the market to buy a car […]

Read more
How to renew your car registration in UAE?

Are you thinking about renewing your car registration? Well, there’s good news. As a car owner you […]

Read more
5 thing you should never do to your car

A study of 2000 American car owners revealed that the bond shared by owners and their cars is unbreakable […]

Read more
Renting a car 101: 10 Tips on renting a car in Dubai

Dubai, the UAE’s most populous city, is brimming with aesthetic sites that might brighten your holiday […]

Read more
Hike in UAE fuel prices: Save fuel & money with these tips

It was 8pm on the last day of the month. Instead of heading out to celebrate, Ayesha queued up at the […]

Read more
4 Common Scams In The UAE To Be Aware Of

It’s 6.30pm and Ahmed is on his way home from work when he gets a call that is about to change his […]

Read more
The eternal dilemma: Should I rent or buy a car?

So, you’ve saved up some money or maybe even got a bonus. You’re now in the market to buy a car […]

Read more
How to renew your car registration in UAE?

Are you thinking about renewing your car registration? Well, there’s good news. As a car owner you […]

Read more
5 thing you should never do to your car

A study of 2000 American car owners revealed that the bond shared by owners and their cars is unbreakable […]

Read more
Renting a car 101: 10 Tips on renting a car in Dubai

Dubai, the UAE’s most populous city, is brimming with aesthetic sites that might brighten your holiday […]

Read more
Hike in UAE fuel prices: Save fuel & money with these tips

It was 8pm on the last day of the month. Instead of heading out to celebrate, Ayesha queued up at the […]

Read more
Why not go for a bundle?

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Going places? Let's ride together, and Hala will make sure you have the right car insurance.

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Own a home or just love your stuff? From your couch to the wedding ring, protect almost everything.

Check it out
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Need a hand or got a question?

We know insurance can be confusing. That's why our team of experts is ready to help you out on live chat or by phone. You can also explore our FAQs and glossary below to become a pro on car insurance in the UAE.

What is Hala Insurance?
We're here to make insurance simple. Hala is shaking up a sleepy industry with affordable, digital and quick car and home insurance. Unlike traditional insurers, we're always there for you when you need us most, 24/7.
Hala Insurance LLC is an insurance agency regulated by the central bank, and is one of the first Insurtechs to set up in the Middle East. Our partner, Emirates Insurance Company (EMINSCO), underwrites over a billion dirhams in risk per year.

Insurtechs exist to bring insurance to the 21st century. For example, Hala uses cutting-edge technology to turn the chores of buying insurance and filing claims into an absolute breeze. While old school insurers have you queuing for hours for mundane tasks, Hala is 100% online, 24/7.

We know it's important to choose an insurance company you can trust. So we like to let the facts speak for themselves:

  • Hala Insurance has close to a thousand 5-star Google Reviews by people just like you.
  • Since our inception, we're proud to have served more than 60,000 people across the UAE with the best insurance quotes.
  • We've successfully raised 7 million dollars from the most prominent venture capitalists in the region, including Entrée Capital, Mubadala, 500 Startups, and Global Founders Capital.
  • Our underwriter, Emirates Insurance Company, is one of the largest insurers in the Middle East and underwrites 1 billion dirhams worth of premiums across various business verticals.
  • You can look us up! Hala Insurance Agency LLC is authorized and regulated by the UAE Central Bank as a licensed agent with registration number 779.

So when you're insured by Hala, it's safe to say you're in good hands.

Need more information about our policies? Just drop us an email at support@joinhala.com and we'll get back to you as soon as possible.

If you have an urgent question regarding claims or quotes, you can always get in touch with us at +971 4215 6762. We're available between 09:00 am to 08:00 pm, Monday to Sunday.